| 蒋蔚.非正规金融、社会资本与主观幸福感——基于CFPS数据的研究[J].,2021,22(3):80-89 |
| 非正规金融、社会资本与主观幸福感——基于CFPS数据的研究 |
| Informal Finance, Social Capital and Subjective Well-Being |
| 投稿时间：2020-12-21 |
| DOI： |
| 中文关键词: 非正规金融 社会资本 影响机制 主观幸福感 |
| English Keywords:informal finance social capital influence mechanism subjective well-being |
| Fund Project: |
|
| 摘要点击次数: 791 |
| 全文下载次数: 281 |
| 中文摘要: |
| 文章利用中国家庭追踪调查(CFPS)数据,运用中介效应分析研究非正规金融对主观幸福感的影响机制,运用ordered logit模型研究社会资本在非正规金融与主观幸福感关系中的作用。研究结果表明,非正规借入对主观幸福感存在显著负向影响,其中消费、健康的途径存在中介作用,而创业的途径没有发挥中介作用；非正规借出对主观幸福感也存在显著负向影响,收入的途径存在中介作用；社会资本对主观幸福感存在显著正向影响,同时对非正规金融与主观幸福感之间的关系存在调节作用。通过采取措施强化以上影响机制的积极作用,削弱其消极作用,可以缓解非正规金融活动带来的主观幸福感损失。 |
| English Summary: |
| Using the data of China Family Panel Studies (CFPS), this paper uses mediating effect test to study the influence mechanism of informal finance on subjective well-being, uses ordered logit model to study the role of social capital in the relationship between informal finance and subjective well-being. The results show that informal borrowing has a significant negative effect on subjective well-being, in which consumption and health have mediating effects, while entrepreneurship has no mediating effect; informal lending also has a significant negative effect on subjective well-being, and income has mediating effect; social capital has a positive effect on subjective well-being, it also has a moderating effect on the relationship between informal finance and subjective well-being. By taking measures to strengthen the positive effect and weaken the negative effect of the above mechanisms, the loss of subjective well-being caused by informal financial activities can be alleviated. |
| 查看全文 查看/发表评论 下载PDF阅读器 |
|
| 关闭 |
|
|
|